Hard times if these forecasts play out.

America, and Americans face a stark decision - and a choice that must be made now. Not next month at the polls, not next week. Today.

We now sit literally days away, with a high probability, of a credit market "dislocation" that will change American finance and decimate the stock market. That is, worse - far worse - than what has happened thus far.

Try on for size 2-3,000 points down on the Dow from here. 25% more than has been lost thus far, more-or-less "all at once." The probability of this event is now in excess of 70% - within the next few days to two weeks.

Read the engaging piece here, in its entirety.